Skip to content
Arace Insurance

Our story

Insurance that answers when you call.

We started Arace because Floridians deserve better than a call center and a hold queue. As an independent agency, we work for you — not a single carrier.

Why we exist

A local agency, built for how Florida actually insures.

Florida is one of the hardest insurance markets in the country. Carriers come and go, rates move fast, and flood and wind change everything. Most people end up with a policy they don't understand from a company they can't reach.

We do it differently. Because we're independent, we shop multiple carriers to find your best fit instead of pushing one company's product. And because we're local, a real person follows up fast — usually within minutes — and stays with you through renewals and claims.

Whether it's your first home, a growing business, or the flood coverage Florida demands, you get straight answers and a named agent who treats your coverage like it's their own.

How we work

Simple, fast, and on your side.

We shop for you

One conversation, multiple carriers. We compare options so you don't have to call around.

We respond fast

Submit a request any time and get an instant text, with a human follow-up right behind it.

We stay with you

Renewals, certificates, claims questions — your agent is the same person every time.

Ready for a straight answer?

Start your quote online in two minutes, or call and talk to a real person right now.