Business · General Liability
General Liability for Florida small businesses.
Request a General Liability quote online and a licensed agent will follow up shortly with real options. Complex risks route to a specialist who shops them by hand.
GL quote
Request a General Liability quote.
Tell us what your business does and a licensed agent will follow up shortly. Complex risks route straight to a specialist who shops them by hand.
- Start a quote online in a few questions
- A licensed agent follows up shortly with real options
- We'll help you get a Certificate of Insurance when you bind
What does your business do?
Free · No obligation · A licensed agent follows up shortly
What's covered
Third-party protection for your business
General Liability is the foundational policy most contracts and landlords require.
Bodily injury
A customer or visitor is hurt at your location or job site.
Property damage
You damage someone else's property while working.
Personal & advertising injury
Libel, slander, and certain advertising claims.
Products & completed operations
Claims arising after a job is done or a product is sold.
Medical payments
Small injury costs without a liability finding.
Certificates of Insurance
We'll issue a COI quickly once coverage is bound so you can win the job.
Industry-specific GL
Coverage tuned to your trade
Different operations carry different risks. Start with yours.
Browse by trade
General Liability for your specific trade
We write GL for dozens of Florida trades — each with its own risks, costs, and certificate requirements. Find yours.
Construction & Trades
Home & Property Services
Cleaning & Maintenance
Food & Hospitality
Auto & Specialty Services
FAQ
General Liability questions
What does General Liability insurance cover?
GL covers third-party bodily injury, third-party property damage, and personal/advertising injury — for example a customer slipping in your shop or damage you cause at a client's site. It does not cover your own property or employee injuries; those are commercial property and workers' comp.
How fast can I get a Certificate of Insurance?
Once coverage is bound, we issue a Certificate of Insurance quickly — exactly what a general contractor, landlord, or venue typically asks for.
How much does General Liability cost in Florida?
Premiums depend on your industry, revenue, payroll, and limits. Many small, lower-risk businesses fall into affordable monthly ranges. The fastest way to know is to run a quote — it only takes a few minutes.
What if my business needs a specialist review?
No problem. If your class or size needs a specialist review, your request routes to a licensed agent who shops it with our other markets and follows up shortly.
Quote your General Liability now.
Not sure if you qualify? Start the quote and a licensed agent will follow up shortly.