Business · General Liability
General Liability you can quote and bind online.
Eligible Florida businesses can get a real General Liability quote, pay, and download a certificate in minutes — no waiting on a callback. Anything outside the instant-bind appetite routes to a specialist.
Instant quote & bind
Get a real GL quote in minutes.
Eligible Florida classes can quote, pay, and download a Certificate of Insurance online. Anything outside the instant-bind appetite routes straight to a licensed agent.
Instant GL quote & certificate
We're connecting our online quote-and-bind for eligible Florida small businesses — quote, pay, and download your COI in minutes. While it's going live, send your details and a licensed agent turns it around the same day.
- Quote and bind eligible classes online
- Download a Certificate of Insurance to win the job
- Outside appetite? A specialist shops it for you
What's covered
Third-party protection for your business
General Liability is the foundational policy most contracts and landlords require.
Bodily injury
A customer or visitor is hurt at your location or job site.
Property damage
You damage someone else's property while working.
Personal & advertising injury
Libel, slander, and certain advertising claims.
Products & completed operations
Claims arising after a job is done or a product is sold.
Medical payments
Small injury costs without a liability finding.
Certificates of Insurance
Download a COI in minutes to win the job.
Industry-specific GL
Coverage tuned to your trade
Different operations carry different risks. Start with yours.
FAQ
General Liability questions
What does General Liability insurance cover?
GL covers third-party bodily injury, third-party property damage, and personal/advertising injury — for example a customer slipping in your shop or damage you cause at a client's site. It does not cover your own property or employee injuries; those are commercial property and workers' comp.
How fast can I get a Certificate of Insurance?
For eligible classes that quote and bind online, you can download a Certificate of Insurance within minutes of purchase — exactly what a general contractor, landlord, or venue typically asks for.
How much does General Liability cost in Florida?
Premiums depend on your industry, revenue, payroll, and limits. Many small, lower-risk businesses fall into affordable monthly ranges. The fastest way to know is to run a quote — it only takes a few minutes.
What if my business isn't eligible to bind online?
No problem. If your class or size falls outside the instant-bind appetite, your request routes to a licensed agent who shops it with our other markets and follows up fast.
Quote your General Liability now.
Eligible classes can bind online in minutes. Not sure if you qualify? Start the quote and we'll take it from there.