Terms of Use

These Terms of Use (“Terms”) govern your access to and use of the website at https://araceinsurance.com operated by Arace Insurance Group LLC(“Arace Insurance Group,” “we,” “us,” or “our ”). By using this site, you agree to these Terms. If you do not agree, please do not use the site.

Informational purpose only

The content on this website is provided for general informational purposes and does not constitute an offer to sell, a solicitation to buy, or a binding agreement for any insurance product. Descriptions of coverage are summaries only. Actual coverage is governed solely by the terms, conditions, exclusions, and limits of the policy that is issued. No coverage exists until a policy is bound in writing by an authorized carrier.

No professional advice

Information on this site is not legal, tax, or financial advice. You should consult a qualified professional and review actual policy documents before making insurance decisions.

Quotes & eligibility

Quotes are estimates based on the information provided and are subject to carrier underwriting, verification, and acceptance. Premiums, terms, and availability may change, and not all products are available to all applicants or in all areas.

Your responsibilities

• Provide accurate, complete, and current information when requesting a quote or coverage.
• Use the site only for lawful purposes and not to disrupt, damage, or gain unauthorized access to our systems.
• Not submit another person's information without their permission.

Intellectual property

The site and its content, including text, graphics, logos, and design, are owned by or licensed to Arace Insurance Group and are protected by applicable intellectual property laws. You may not reproduce or distribute them without our permission.

Third-party links & services

Our site may link to or embed third-party services (such as scheduling and quoting tools). We are not responsible for the content, accuracy, or practices of third-party services, and your use of them is governed by their own terms and privacy policies.

Disclaimer of warranties

The site is provided “as is” and “as available” without warranties of any kind, whether express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, error-free, or secure.

Limitation of liability

To the fullest extent permitted by law, Arace Insurance Group will not be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of the site.

Governing law

These Terms are governed by the laws of the State of Florida, without regard to its conflict-of-laws principles.

Changes to these Terms

We may revise these Terms at any time. Continued use of the site after changes are posted constitutes acceptance of the updated Terms.

Contact us

Questions about these Terms? Contact Arace Insurance Group at leo@araceinsurance.com, by phone at (413) 841-1315, or by mail at 340 SE 3rd Street, Miami, FL 33131.