Independent · Florida-based · Florida licensed
Insurance that actually picks up the phone.
Arace Insurance Group shops Florida's top carriers for your home, auto, flood, and business coverage — then a real person follows up within minutes, not days.
Already insured? Import your current policy in 60 seconds — no paperwork.
~78%
of shoppers buy from the agency that responds first.
- Instant text-back the moment you submit
- One agent, every carrier — we do the shopping
- Eligible small-business GL can bind 24/7
Two ways we help
Pick your path. We'll take it from there.
Whether it's your home and car or your growing business, you get the same thing: the right coverage and a fast human answer.
Personal
Home, Auto, Flood & Umbrella
Bundle your home and auto, add the flood protection Florida demands, and let us shop it across carriers so you don't have to.
Explore personal coverageBusiness
General Liability, BOP & Workers' Comp
Small-business owners can quote and bind eligible General Liability online in minutes — everything else routes straight to a specialist.
Explore business coverageHow it works
Three steps. No phone tag.
Tell us a little
Answer a few quick questions — line of business, ZIP, and how to reach you. Under two minutes.
We shop & respond fast
You get an instant text, and an agent compares carriers to find your best fit — often the same hour.
Bind with confidence
Review your options with a real person, ask anything, and lock in coverage you understand.
From our neighbors
Florida families and businesses, covered.
“They texted me back before I even closed the laptop. Saved us real money on the home and auto bundle.”
“Got my contractor's general liability quoted and bound the same afternoon. Painless.”
“Finally an agency that explains flood coverage in plain English. Highly recommend.”
Real people, local roots
Founded by Evangelos & Leone.
We started Arace because insurance shouldn't mean a call center and a hold queue. You get two founders who treat your coverage like it's our own — and answer when you call.
Evangelos Milionis
Co-Founder
Leone Arace
Co-Founder
Ready when you are
Get a real quote today.
Start online in two minutes, or call and talk to a founder right now.