Serving all of Florida
Insurance built for Florida — city by city.
From coastal wind and flood to a busy trades economy, every Florida market is different. Find your city for local coverage, costs, and requirements.
Florida metros
Find insurance in your city
Home, auto, flood, and General Liability for businesses — local to your market.
Miami
Miami-Dade County
From Brickell high-rises to Little Havana storefronts, Miami businesses and homeowners face some of the state's highest coastal-wind and liability exposure.
Fort Lauderdale
Broward County
Broward's dense mix of contractors, restaurants, and waterfront homes means fast, correctly-written coverage matters — landlords and GCs here don't wait.
West Palm Beach
Palm Beach County
Palm Beach County pairs affluent coastal homes with a busy trades economy — the right limits protect both the asset and the contract.
Tampa
Hillsborough County
Tampa's fast growth keeps contractors, restaurants, and new homeowners busy — and keeps insurance requirements from GCs and lenders strict.
St. Petersburg
Pinellas County
St. Pete's peninsula geography puts nearly every property near water — flood and wind coverage aren't optional here, they're expected.
Orlando
Orange County
Central Florida's booming service economy — hospitality, contractors, cleaning crews — runs on certificates of insurance and fast turnarounds.
Jacksonville
Duval County
Jacksonville's sprawling footprint and port economy give trades and small businesses plenty of work — and plenty of contracts that require coverage.
Naples
Collier County
Naples' luxury homes and high-end remodels raise the stakes on liability — one job-site mistake can dwarf a year of premium.
Fort Myers
Lee County
Post-Ian, Fort Myers is a rebuilding economy — roofers, remodelers, and cleaning crews are in demand, and so is coverage that meets tight GC requirements.
Cape Coral
Lee County
With more canals than almost any city in the country, Cape Coral's waterfront homes and busy trades make flood and liability coverage a daily conversation.
Sarasota
Sarasota County
Sarasota's Gulf-front homes and design-driven remodel market reward contractors who can produce a clean certificate on demand.
Tallahassee
Leon County
The capital's mix of government, university, and small-business activity keeps contractors and service providers steadily working — and steadily quoting coverage.
Gainesville
Alachua County
A university town with constant rental turnover and remodeling means handymen, cleaners, and contractors here rarely slow down.
Pensacola
Escambia County
On the Gulf's edge, Pensacola's homeowners and trades know hurricane season intimately — coverage that answers fast is coverage that matters.
Daytona Beach
Volusia County
Daytona's event-driven hospitality and beachside property market keep restaurants, contractors, and cleaners busy — and their COIs current.
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