Client portal
Generate your certificate — don't lose the job over paperwork.
Active Arace clients can self-serve an additional-insured Certificate of Insurance in minutes. Enter the certificate holder and project details, and download a ready-to-send ACORD 25.
- Name a GC, landlord, or venue as additional insured
- Add a waiver of subrogation when a contract requires it
- Download a PDF and email a copy to the holder
FAQ
Certificate of Insurance questions
What is an additional insured on a certificate of insurance?
An additional insured is a party — usually a general contractor, landlord, or venue — added to your policy by endorsement so they're protected for liability arising from your work. Most Florida contracts require it before you can start a job.
How fast can I get my COI?
For active Arace clients, self-serve certificates generate in minutes. If your contract requires specific language or endorsements we don't have on file, an agent reviews and issues it the same business day.
Is a certificate the same as coverage?
No — a COI is proof of an active policy, not the coverage itself. Additional-insured status and waivers of subrogation apply only when your policy carries the matching endorsement.
I don't have a policy yet — can I still get a certificate?
Not yet — you need bound coverage first. You can quote and bind eligible General Liability online in minutes, then generate certificates here.
Need coverage before you can certify?
Quote and bind eligible General Liability online in minutes, then generate certificates here.