Free tool · Contractors
Does your policy actually meet the contract?
Upload the insurance page of your GC contract and see the exact limits and endorsements it requires — plus which ones a standard policy misses. No more guessing before you sign.
Upload the insurance page
Drop the insurance-requirements page of your GC contract (PDF or image), or browse to upload.
Files are analyzed to extract requirements only. Nothing is shared without your say-so.
FAQ
Contract requirement questions
What does the contract scanner do?
It reads the insurance-requirements page of a general contractor's contract and lists exactly what coverage, limits, and endorsements you need — then checks them against typical policies so you can see any gaps before you sign.
Why do contracts require additional insured and waiver of subrogation?
General contractors and owners want your policy to protect them for liability arising from your work (additional insured) and want to prevent your insurer from coming after them (waiver of subrogation). These are endorsements — most base policies don't include them automatically.
What if my current policy doesn't meet the requirements?
That's the most common outcome. Arace writes General Liability with the additional-insured, waiver, and primary & non-contributory endorsements Florida GCs require, and issues a certificate that matches your contract exactly.
Is this legal advice?
No. The scanner is a fast guide to the coverage terms in your contract. A licensed agent confirms the exact endorsement wording against your policy before issuing a certificate.
Win the job with the right certificate.
Arace writes GL with the endorsements Florida GCs demand — and issues a COI that matches your contract.